Apply for Rent-to-Own Finance

This is the full application used to process your rent-to-own agreement. It's long because it covers everything Kenings RTO needs to review your request properly — but every section is collapsible, and you can skip whichever sections don't apply to you (for example, Bond Details if you rent).

Submitting this form starts your application, but doesn't finalise anything. We'll contact you directly to confirm details and arrange the supporting documents listed at the bottom of this page before any agreement is signed.

Vehicle

Vehicle you're applying for (optional)

Personal Details

Full Names and Surname

Identity Number

Sex

Home Address

Period at Home Address (optional)

Postal Address (optional)

Previous Home Address (optional)

Period at Previous Address (optional)

Cellular Telephone Number

Work Telephone Number (optional)

Home Telephone Number (optional)

Email Address

Marital Status

Date of Marriage (optional)

If Married — Marriage Regime (optional)

Next of Kin

Family only

Name and Surname

Relationship

Home Address

Cellular Telephone Number

Home Telephone Number (optional)

Work Telephone Number (optional)

Email Address (optional)

Bond Details If applicable

If you own your home

Bond Holder Name (optional)

Bond Account Number (optional)

Outstanding Bond Amount (R) (optional)

Property Value (R) (optional)

Instalment (R) (optional)

Purchase Price (R) (optional)

Date Purchased (optional)

Name Registered In (optional)

If Renting If applicable

If you rent your home

Landlord Name (optional)

Landlord Telephone Number (optional)

Rental Amount (R) (optional)

Employer Details

Company Name

Company Address

Company Telephone Number (optional)

Company Email Address (optional)

Occupation

Salary Date (optional)

Number of Years Employed (optional)

Name of HR Officer (optional)

Contact Number of HR (optional)

Previous Employer Name (optional)

Number of Years Employed (Previous) (optional)

Previous Employer Address (optional)

Previous Employer Telephone (optional)

Previous Occupation (optional)

Banking Details

Bank Name

Branch Name (optional)

Branch Code (optional)

Account Holder Name (optional)

Account Number (optional)

Account Type (optional)

Credit Card Bank Name (optional)

We only need the bank name, never your card number.

Language Preference

Preferred Language (optional)

If Other, please specify (optional)

Spouse's Details If applicable

If married

Full Names and Surname (optional)

Identity Number (optional)

Sex (optional)

Home Address (optional)

Period at Home Address (optional)

Postal Address (optional)

Previous Home Address (optional)

Period at Previous Address (optional)

Cellular Telephone Number (optional)

Home Telephone Number (optional)

Work Telephone Number (optional)

Email Address (optional)

Family Information

Mother — Name and Surname (optional)

Mother — Telephone Number (optional)

Mother — Home Address (optional)

Father — Name and Surname (optional)

Father — Telephone Number (optional)

Father — Home Address (optional)

Brother/Sister — Name and Surname (optional)

Brother/Sister — Telephone Number (optional)

Brother/Sister — Home Address (optional)

Brother/Sister — Name and Surname (optional)

Brother/Sister — Telephone Number (optional)

Brother/Sister — Home Address (optional)

Aunt/Uncle — Name and Surname (optional)

Aunt/Uncle — Telephone Number (optional)

Aunt/Uncle — Home Address (optional)

Trade References

Up to 4 accounts (e.g. store cards, other credit accounts)

Reference 1 — Name (optional)

Reference 1 — Branch (optional)

Reference 1 — Account Number (optional)

Reference 1 — Status (optional)

Reference 2 — Name (optional)

Reference 2 — Branch (optional)

Reference 2 — Account Number (optional)

Reference 2 — Status (optional)

Reference 3 — Name (optional)

Reference 3 — Branch (optional)

Reference 3 — Account Number (optional)

Reference 3 — Status (optional)

Reference 4 — Name (optional)

Reference 4 — Branch (optional)

Reference 4 — Account Number (optional)

Reference 4 — Status (optional)

Household Income

Your income, and your spouse's if applicable

Basic Salary excl. Car Allowance (R) — You (optional)

Basic Salary excl. Car Allowance (R) — Spouse (optional)

Car Allowance (R) — You (optional)

Car Allowance (R) — Spouse (optional)

Total Salary (R) — You (optional)

Total Salary (R) — Spouse (optional)

Monthly Commission (R) — You (optional)

Monthly Commission (R) — Spouse (optional)

Nett Take Home Pay (R) — You (optional)

Nett Take Home Pay (R) — Spouse (optional)

Other Income (R) — You (optional)

Other Income (R) — Spouse (optional)

Source of Other Income (optional)

Total Income (R) — You (optional)

Total Income (R) — Spouse (optional)

Household Expenses

Bond / Rent Amount (R) (optional)

Credit Card Amount (R) (optional)

Vehicle Instalment (R) (optional)

Clothing Accounts (R) (optional)

Policy / Insurance Payment (R) (optional)

Transport Costs (R) (optional)

Education Costs (R) (optional)

Household Expenses (R) (optional)

Rates, Tax and Water (R) (optional)

Personal Loan Repayments (R) (optional)

Furniture Accounts (R) (optional)

Overdraft Payments (R) (optional)

Cellphone Payment (R) (optional)

Food (R) (optional)

Entertainment (R) (optional)

Maintenance (R) (optional)

Other (R) (optional)

Total Monthly Expenses (R) (optional)

Declaration

I confirm that:

I am not a minor.
I have never been declared mentally unfit by a court.
I am not subject to an administration order.
I am not under sequestration.

I declare that:

I consent to payDrive and Kenings RTO communicating with me electronically or verbally about their product offerings.
I consent to Kenings RTO making enquiries about my credit record and conducting a reference check with any credit agency, and obtaining whatever information they require to process this application.
I consent to Kenings RTO sharing my payment behaviour with credit agencies.
I understand my rental limit may be reviewed annually to accommodate value-added products I request.
All information provided in this application is true and correct.

I confirm the statements above are true, and I consent to payDrive and Kenings RTO processing this information — including credit and reference checks — as described in the Privacy Policy.

Additional documentation

Once we've reviewed your application, please also send us:

Your latest 3 months' payslips
Your latest 3 months' bank statements
A clear copy of your ID
A clear copy of your driver's licence
Proof of address

You can send these via WhatsApp or email once we're in contact — please don't attach sensitive documents to this form.

Send via WhatsApp →Send via email →

Not ready for the full form?Send a quick enquiry instead →